A complete home remodel in Temple Terrace runs $75,000 to $150,000 for a selective update and $150,000 to $300,000 for a full gut, with most projects finishing in 8 weeks to 7 months.
CraftLine is a licensed design build contractor handling complete home remodels across Temple Terrace. One contract, one project manager, one crew that handles design, permits, and the build from start to finish. Below is what a whole home remodel actually costs here, how long it takes, and what makes Temple Terrace homes different to work on.
What a Whole Home Remodel Costs in Temple Terrace
| Whole home scope | Typical investment | What it covers |
|---|---|---|
| Selective remodel | $75,000 to $150,000 | Kitchen, two baths, flooring, paint, and updated fixtures throughout |
| Complete renovation | $150,000 to $300,000 | Gut renovation, new systems, reworked floor plan, every room touched |
| Per square foot | $95 to $250 / sq ft | Range depends on how much is structural vs. finish-level work |
These ranges hold for most homes in the area. What moves your number is square footage, how much is structural (moving walls, raising ceilings, re-plumbing) versus finish-level, and the materials you pick. Run your own estimate with our free Tampa Bay remodeling cost calculator, or read the full Tampa whole home renovation guide for line-item detail.
Working on Temple Terrace Homes
Temple Terrace is one of Florida’s oldest planned communities, laid out around a golf course in the 1920s. That history shows up in two very different housing types: original Mediterranean Revival homes from the 1920s with arched windows and barrel-tile roofs, and a large stock of 1950s and 1960s ranches near USF and the Hillsborough River. The older homes reward careful work that respects their character, while the mid-century ranches are ideal candidates for opening up walls and modernizing systems. River-adjacent lots carry flood considerations we plan around.
Here is something most contractors miss: Temple Terrace runs its own building department. Permits go through the City of Temple Terrace, not Hillsborough County. We know that process and pull every permit and inspection through the city directly.
What a Complete Remodel Includes
- Design and 3D plans so you see the layout before we build
- Permits and inspections pulled and managed for you
- Kitchen: cabinets, counters, appliances, lighting, plumbing
- Bathrooms: showers, tubs, vanities, tile, fixtures
- Flooring, interior paint, trim, and doors throughout
- Electrical and plumbing updates where the home needs them
- One fixed written scope and price, no moving target
What moves your final number most is the level of structural change. Moving kitchen and bath plumbing, taking down load-bearing walls, raising ceilings, and re-running electrical all add cost but also add the open, modern layout most homeowners are after. Finish choices, cabinets, counters, tile, and fixtures, are the other big lever, and that is the part you control directly.
How CraftLine Works
Every whole home remodel runs the same clear way, so there are no surprises:
- Walkthrough and quote. We come out, measure, listen to what you want, and put a real scope and price in writing.
- Design and selections. You see a 3D layout and pick finishes before anything is ordered or demolished.
- Permits and build. We pull every permit and one dedicated crew does the work, with your project manager on site.
- Walk and warranty. We finish with a punch-list walk and back the work with our written warranty.
You can see finished kitchens, baths, and full renovations on our project portfolio.
Permitting Through the City of Temple Terrace
This is the single most practical thing to know before you hire anyone here. Temple Terrace runs its own Building Division, so your permit does not go to Hillsborough County. Applications are submitted to the Temple Terrace Building Department at 11250 N. 56th Street on the second floor, and the city also runs an online permitting portal where you can check application status, pay fees, see inspection results, and schedule or cancel inspections.
Permit fees in Temple Terrace are calculated from the value of the work, published in the city’s building permit fee schedule, which is why a $90,000 selective remodel and a $260,000 gut do not carry the same permit cost. The city’s permitting services page is the current source for forms and fee schedules.
What this means for you in practice: a contractor who works mostly in unincorporated Hillsborough may not have a relationship with this department or know its submittal preferences, and that shows up as weeks of resubmittals. Ask any bidder how many Temple Terrace permits they have pulled.
Two Very Different Temple Terrace Houses
Temple Terrace was laid out around a golf course in the 1920s, then filled in heavily after the war. The result is two housing stocks that need almost nothing in common from a remodeler. If the kitchen is the only room on your list, our Temple Terrace kitchen remodeling page treats the Mediterranean Revival kitchens and the mid-century ranch kitchens as the separate jobs they are.
| 1920s Mediterranean Revival | 1950s to 1960s ranch | |
|---|---|---|
| Where | Original golf course core, near the river | Near USF and the later plats |
| Roof | Barrel tile, low pitch, deep overhangs | Asphalt shingle over trusses or rafters |
| Walls | Masonry with stucco, plaster interiors | Concrete block, drywall interiors |
| Windows | Original casements and arched openings | Single-pane aluminum, often original |
| Floors | Original tile, wood, sometimes terrazzo | Terrazzo under carpet more often than owners expect |
| The hard part | Matching plaster, arches, and tile profiles | Nothing structural, mostly systems and layout |
| The opportunity | Character no new build can buy | Easy walls to open, straightforward to modernize |
| Typical whole-home range | $150,000 to $300,000 | $75,000 to $150,000 selective, $150,000+ complete |
That terrazzo line is worth pausing on. In the mid-century Temple Terrace ranches, there is frequently original terrazzo under the carpet, and it is often in restorable condition. Grinding and polishing it is usually cheaper than new flooring across the same square footage and it is a floor you cannot buy new at any sensible price. We check for it before anyone budgets for LVP.
Golf Course Lots and River Lots
Two site conditions change a Temple Terrace scope. Lots along the Hillsborough River carry flood considerations, and lots on the golf course carry sightline and setback considerations.
If your lot backs the river, confirm your flood zone before you scope anything. Florida jurisdictions enforce a substantial improvement threshold, meaning that once cumulative repair and improvement costs pass a set percentage of the structure’s value, the whole building has to be brought into current floodplain compliance. The exact percentage is set by local ordinance and it is not the same in every city, which is why we confirm it with the city’s floodplain administrator before writing a scope rather than assuming the number we used across the bay. For a detailed look at how that plays out in practice, see our St. Petersburg substantial improvement breakdown.
On golf course lots, rear additions and screen enclosures are the projects most likely to run into setback questions. We check the survey against the city’s development regulations at design stage, not at permit submittal, because finding out at submittal costs you the whole design.
Phasing a Temple Terrace Whole-Home Remodel
Most families here want to stay in the house. That is usually workable if we sequence it, and the order matters more than people expect.
| Phase | Rooms | While it runs you use |
|---|---|---|
| 1 | Systems: panel, repipe, HVAC | The whole house, with short planned outages |
| 2 | Primary bath and primary bedroom | The guest bath and a secondary bedroom |
| 3 | Kitchen | A temporary kitchen in the dining room or garage |
| 4 | Remaining baths and bedrooms | The finished primary suite |
| 5 | Flooring, paint, trim throughout | Whichever wing is not being coated that week |
The one phase you cannot dodge is flooring, because it runs continuously across rooms. Plan on being out for that stretch or living on the finished side.
Nearby work: Wesley Chapel house remodeling, Carrollwood whole home remodeling, and Town N Country kitchen remodeling.
What Homeowners Say
CraftLine is a licensed, insured design build contractor and an active member of NARI Tampa Bay. Our work carries a 5.0 rating across 93 Google reviews.
Frequently Asked Questions
How much does a whole home remodel cost here?
Most Temple Terrace whole home projects land between $75,000 for a selective remodel and $300,000 for a full gut. Per square foot, plan on $95 to $250 depending on how much structural work is involved.
How long does a full home remodel take?
A selective remodel usually runs 8 to 14 weeks. A complete gut renovation runs 4 to 7 months, including design and permitting before any demolition starts.
Can we live in the house during the remodel?
For selective remodels, often yes, by phasing the work. For a full gut, most families move out for the active construction window. We will tell you straight which one fits your project.
Do Temple Terrace permits go through the city or the county?
Through the city. Temple Terrace is one of the few Hillsborough communities with its own building department, so your remodel is permitted and inspected by the City of Temple Terrace. We handle that paperwork start to finish.
Where do I submit a Temple Terrace building permit?
To the City of Temple Terrace Building Department at 11250 N. 56th Street, second floor, not to Hillsborough County. The city also runs an online portal for status, fees, inspection results, and scheduling.
How are Temple Terrace permit fees calculated?
From the value of the work, per the city’s published building permit fee schedule. A larger scope carries a larger permit fee, which is why we include it as its own line rather than burying it.
Is there original terrazzo under my carpet?
In the 1950s and 1960s Temple Terrace ranches, very often yes, and it is frequently restorable. We pull a corner and check before anyone budgets for new flooring, because grinding and polishing it usually costs less and the result is better.
My lot backs the Hillsborough River. What should I know first?
Your flood zone, and your substantial improvement threshold. Once cumulative repair and improvement costs pass that percentage of the structure’s value, the whole building has to meet current floodplain requirements. We confirm the number with the city before scoping, because it varies by jurisdiction.
Get a Real Number for Your Project
Want an exact price for your complete home remodel in Temple Terrace? Schedule a free quote and we will walk the space, talk through your goals, and put a fixed scope and price in writing. Prefer to talk now? Call us at (813) 522-4359.
Related services: Tampa kitchen and bath remodeling and Tampa home additions.