Tampa Bay’s Trusted Remodeler · Lic. CBC1269114

Remodeling Financing in Tampa, FL — Starting at $0 Down

Turn your kitchen, bathroom, or full-home remodel into easy monthly payments. Choose from 0% intro APR, no-payment, and low fixed-rate plans through GreenSky®. Checking your options takes 2 minutes and won’t affect your credit score.

No impact to check
Funds in as little as 48 hrs
Loans up to $100k+
No prepayment penalty

Estimate your monthly payment

Slide to your project budget — see an estimate instantly.

$25,000
$2,000$100,000
$299/mo
Est. with our low fixed-rate plan (9.99% APR, 144 mo)

Or pay $0 per month for up to 18 months with a deferred-interest plan. Estimate only — actual terms subject to credit approval.

Check My Rate — No Credit Impact
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0% Intro OptionsNo interest on select promo plans
No PaymentsDefer payments up to 18 months
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Low MonthlyPayments starting at $119/mo
Fast FundingDecisions in minutes, funds in days
Choose Your Plan

Remodeling Financing Plans Built for Your Budget

We’ve hand-picked the four best GreenSky® plans for Tampa homeowners — whether you want the lowest monthly payment or no payments and no interest while we build. You apply just once — then we match you with the plan that fits your project best.

★ Most Popular No Interest · No Payments

18-Month Deferred

Make no payments and pay $0 interest when paid in full within 18 months.

$0 /mo for 18 months
  • Interest waived if paid in full within the 18-month promo period
  • No payments required during the promo period
  • 84 fixed monthly payments after, if a balance remains
  • Great for insurance, tax-refund, or HELOC payoff timing
GreenSky® Plan 2531 · 17.99%–24.99% APR after promo
Lowest Payment Fixed Interest Rate

Low Fixed-Rate

The lowest monthly payment — stretch your remodel over 12 years at a fixed 9.99% APR.

Starting at $119 /mo
  • Fixed 9.99% APR for the full 144-month term
  • Predictable payment that never changes
  • Ideal for larger full-home renovations
  • No prepayment penalty — pay off early anytime
GreenSky® Plan 2749 · 9.99% APR · 144 months
0% Promo · Low Fixed After

0% for 6 Months

0% interest and no payments for the first 6 months, then a low fixed rate.

$0 /mo for first 6 months
  • 0% interest & no required payments for 6 months
  • Then 120 fixed monthly payments at 9.99%
  • 8.94% APR blended over the life of the loan
  • Perfect if your remodel finishes before payments begin
GreenSky® Plan 1069 · 8.94% APR · 126 months
No Interest · No Payments

12-Month Deferred

Make no payments and pay $0 interest when paid in full within 12 months.

$0 /mo for 12 months
  • Interest waived if paid in full within the 12-month promo period
  • No payments required during the promo period
  • 84 fixed monthly payments after, if a balance remains
  • A shorter “same-as-cash” window with the same flexibility
GreenSky® Plan 2521 · 17.99%–24.99% APR after promo
Apply Now — One Quick Application →

Apply once with no impact to your credit score — we’ll help you choose the right plan for your project.

Finance Any Project

What You Can Finance in Tampa Bay

Use any plan above for the project you have in mind. Explore each remodel below and start your financed project with CraftLine.

Simple & Secure

How to Apply for Remodeling Financing

Four easy steps. Most homeowners get a decision in minutes — with no impact to your credit score to check your options.

1

Pick a plan

Choose the plan above that fits your project and budget, then tap Apply.

2

Apply online

Complete GreenSky’s short, secure application in about 2 minutes — no credit impact to check.

3

Get your decision

See your offer and credit line instantly, or speak with our team for help.

4

Start your remodel

Once approved, we schedule your project and you draw funds as work is completed.

Start My Application →
Why Finance With CraftLine

Tampa’s Remodeling Pros — Financing Made Easy

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Licensed & Insured

Florida-licensed contractor CBC1269114 with offices in Tampa & St. Petersburg.

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Approved GreenSky Partner

We’re set up to offer GreenSky® plans directly, so approved funds go straight toward your remodel.

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No Credit Impact to Check

Pre-qualify and view your options without affecting your credit score.

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Flexible Terms

From $0-payment promos to low fixed monthly payments stretched up to 144 months.

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Any Project

Kitchens, bathrooms, full-home remodels, additions, and ADUs across Tampa Bay.

Fast & Simple

Apply in minutes and get a quick decision so your project keeps moving.

Good to Know

Remodeling Financing FAQs

What remodeling financing options do you offer in Tampa?

Through our partner GreenSky®, CraftLine Remodeling offers four flexible plans: a 0% intro plan with no payments for 6 months (Plan 1069), no-interest/no-payment deferred plans for 12 or 18 months (Plans 2521 & 2531), and a low fixed-rate 9.99% APR plan over 144 months for the lowest monthly payment (Plan 2749). You can finance kitchen remodels, bathroom remodels, full-home renovations, additions, and ADUs.

Will checking my financing options affect my credit score?

No. Checking your options and pre-qualifying for a GreenSky® plan does not affect your credit score. A hard credit inquiry only occurs if you choose to move forward with a full application. All credit decisions and final terms are determined by the program lenders.

Are there no-payment or “same as cash” financing options?

Yes. Plans 2531 and 2521 require no payments during the promotional period and waive all interest if the amount financed is paid in full within 18 or 12 months, respectively — similar to a “same as cash” arrangement. If a balance remains after the promo period, it converts to fixed monthly payments.

What is the lowest monthly payment I can get?

Our low fixed-rate Plan 2749 (9.99% APR over 144 months) delivers the lowest monthly payment, with payments starting at around $119/mo. Use the calculator at the top of this page to estimate the payment for your project. Estimates only; actual payment depends on your approved amount and terms.

How much can I finance for my remodel?

Financing is available for projects of nearly any size — from smaller bathroom refreshes to large full-home renovations. Your available credit line is determined by the lender at the time of approval based on your application.

Is there a penalty for paying off my loan early?

No. There is no prepayment penalty, so you can pay your balance down or off early at any time without extra fees — which is exactly how you take advantage of the 0% and deferred-interest promo windows.

How do I apply and how fast is approval?

Pick a plan above and complete GreenSky’s short, secure online application — it takes about two minutes. Most homeowners receive a decision within minutes, and approved funds can be available quickly so your remodel stays on schedule. Prefer to talk it through? Call us at (813) 522-4359.

Ready to Finance Your Tampa Remodel?

Don’t let upfront cost delay the kitchen, bath, or full remodel you deserve. Check your options in minutes — it won’t affect your credit score.